Event Cancellation and Disruption Insurance
+44 (0)1376 330624
The Risks of Disruption are Real
Whether your event is a village fete or a music festival with 250,000 visitors, risk is present.
The following have all happened to somebody, at some time:
- The venue may not be available due to damage by fire, storm etc.
- The failure of key utilities or equipment such as power, heating, lighting, sound, kitchens, toilets, fire safety equipment, all of which have the potential to make the venue unavailable
- Denial of access to the venue by emergency services
- Terrorism leading to closure of transport or denial of access
- Adverse weather conditions disrupting road, rail, air, and sea transport, or affecting outdoor events
- Strikes causing disruption to scheduled rail or airline services
- Speakers or entertainers who fail to turn up due to illness, delays or other problems
- Outbreaks of infectious diseases leading to quarantine or restricted access
- Outbreaks of civil disorder - riots. This may also have indirect effects, for example by causing denial of access
- National mourning which can lead to closure of venues
- Inability to leave the venue at the planned time, which might incur penalties
- Reduced attendance due to some unforeseen event or "critical mass" non attendance meaning so many people are prevented from getting to the event that it has to be abandoned
- Even volcanic eruptions in Europe - need we say more?
- There are other examples, and you may well have had difficult situations in your own events.
It is surprising how a poor Event Insurance would not cover many of these situations. Our Event Insurance can.
What is at Stake?
You could lose or have pay out some or all of the following:
- All the expenses you have incurred in staging the event
- Additional costs which might be incurred
- Refunds to delegates, exhibitors, sponsors etc
- Panalties for not vacating the venue on time
- Lost profit - for revenue earning events.
Poor Event Insurance does not cover all of this. Our Event Insurance can.
Event Cancellation and Disruption Section
The Cancellation and Disruption section of Event Assured Online is based on the same quality core wording as our advised products, and provides some of the widest cover on the market. Key Features include:
- Wide definition of Disruption includes cancellation, curtailment, rearrangement including to another time or place
- Cover available on a full Revenue basis, which protects your projected profit
- Expenses-only option saves money
- Extra Cover © provides valuable additional cover in key areas of additional expenses
- No inner limits
- No deductibles on event insurance cover
- Wider free terrorism cover included
- National mourning cover included in Europe
Special Extensions
Not every risk can be underwritten on a web site. If you check a box expressing interest in one of the Special Extensions, we are alerted to this in our office, and will make contact to discuss your needs. These include:
- Adverse Weather cover for events outdoors or in temporary structures or marquees
- Reduced Attendance
- Communicable Diseases
- Non Appearance - Key Featured Persons
- Multiple Non appearance - i.e. the non appearance of a number of persons from a defined group or category
- Death or Serious Illness of Related Persons
- Terrorism - a wide range of terrorism options is available including cover for threat or advice not to travel to a particular destination and disruption to air traffic control
- National Mourning beyond the free cover
